In the background of all of this activity is Fair Isaac and Company that formulates your FICO Score based on the makeup of the information on your report. Credit repair professionals must have a working knowledge of all of these factors …

There is NO way for me to make recommendations to improve FICO scores without analyzing the FICO SCORE FACTORS. Some free information is at my CreditFactors blog and if you’re serious about your credit and scores, make a $50 donation to …

According to the analysis in FICO Score Trends, recent repayment behavior across the financial services industry has shifted significantly from historical trends. In 2008-2009, bankcard accounts were just 1.6 times more likely to become …

A FICO Score may be a term that you may have heard of. FICO is an acronym for the term Fair Isaac Corporation Score, a banking industry standard used to determine credit scores. Having a high FICO score is important as it means you have …

According to the analysis in FICO Score Trends, recent repayment behavior across the financial services industry has shifted significantly from historical trends. This creates the perception that credit scores aren’t as accurate as they …

Jean Chatzky is correct, you cannot get your FICO score–the score that is used by lenders–for free . However, if you want an approximation of that score,