If a disaster for you, there is no information to you in advance. The problem may be unprepared, and if you have a poor credit history, it is doubly for you. Bu.

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How important is the FICO score ? Lenders charge an average rate of 4.77% on a 30-year loan for FICOs between 720 – 850. An average rate of 6.58% is charged for FICOs between 620 – 674. That translates in a $18.12 per $1000 borrowed …

Now might be the time to clean up credit report . Do this by first getting copies of your credit history. You can qualify for a free credit score if you have.

My wife and I are a couple months away from seriously getting into the housing market. She has a very good FICO score (in the 750-800 range); I have one.